COOPERATION
COOPERATION SYLLABUS
(These syllabus may change from time to time. Please check with the relevant Public Service Commission websites for any changes in the syllabus)
I. General Administration
1. Co-operative Governance
2. Administration and Management
3. Office Administration, Manual of office procedures
4. Three Tier structure, Role of Apex and Central Banks for the development and successful functioning of primary credit societies/Banks.
5. Budgeting, Budgetary Control.
II. Management
6. Leadership and Supervision
7. Styles and Functions of a Leader
8. Communication
9. Asset and liability Management, investment Management, CAMELS ratings.
10. Team Building, Motivation, Time and Stress Management
11. Liquidity Management, Current ratio method, Acid Test ratio, Management of CRR,NPA,SLR.
12. Risk Management, identifying controlling risk, risk exposure analysis, Risk Immunization Strategies
13. Cash Management, Fund Management in Co-operative Banks- Diversification of loan portfolio.
14. Recovery Management , Management of NPA, Securitization Act.
15.Customer Relationship Management-KYC, counter manners.
III. Banking
16. Banking Regulation Act as applicable to Co-operative Societies.
17 Negotiable Instrument Act.
18. Interest Leakage, High yielding deposits and high yielding loans
19. Balance sheet and Profit and Loss Account analysis, Margin Analysis, Projection of increase in working funds, deposit mix, cost of deposits, yield on loans and investments.
20.Assessment of business potential for diversified lending, Identification of Borrower, Kissan Credit Card, Micro Finance.
21.Branch Profitability, Identification of SWOT of the bank and branches, Break even analysis of Branch
22. Prudential Norms, CRAR,IRAC, Credit risk exposure norms.
23. Practical Banking scenario-Modern Trends in Banking
24. Internal Audit and Internal Check.
25.Tax matters, Income Tax, Service tax, preparation of returns and audit statements.
26. Role of RBI, NABARD, Co-operative Department, Registrar of Co-operative Societies and Director of Audit
27. Statutory Reserves and other Reserves.
28. Disposal of profit.
29. Allocable Surplus.
IV. Co-operative Societies Act & Rules and Other Laws.
30. Registration. Bye-Law Amendment, Membership in Co-operative Societies, Right and responsibilities of Members, General Body, Representative General Body, Special General Body, Qualifications to become Committee member of a Co-operative Society, Election to the Managing Committee, Supersession, Appointment of Administrator, Investments of Funds, Inquiry, Inspection, Surcharge, Arbitration, Execution and Liquidation, Appeals, revision, and review Circle and State Cooperative Unions, Service Matters-Section 80 of KCS Act and Rules framed there under, Relevant Provisions of KSRs, offence and Penalties, Fraud, Misappropriation of funds, Forgery, Breach of Trust and launching of Prosecution and recent Amendments in KCS Act & Rules related thereto.
V. Software Application.
31.Desk operating systems, Microsoft windows, Linux, Word processing, Visual basic fundamentals, Applications, Tally
VI. Other Allied Subjects
32. Gahan Scheme, Self financing pension Scheme, Co-operative Employees Welfare Board, Co-operative Development and Welfare Fund Board, Co-operative Service Examination Board, KICMA,CAPE.
I. General Administration
1. Co-operative Governance
2. Administration and Management
3. Office Administration, Manual of office procedures
4. Three Tier structure, Role of Apex and Central Banks for the development and successful functioning of primary credit societies/Banks.
5. Budgeting, Budgetary Control.
II. Management
6. Leadership and Supervision
7. Styles and Functions of a Leader
8. Communication
9. Asset and liability Management, investment Management, CAMELS ratings.
10. Team Building, Motivation, Time and Stress Management
11. Liquidity Management, Current ratio method, Acid Test ratio, Management of CRR,NPA,SLR.
12. Risk Management, identifying controlling risk, risk exposure analysis, Risk Immunization Strategies
13. Cash Management, Fund Management in Co-operative Banks- Diversification of loan portfolio.
14. Recovery Management , Management of NPA, Securitization Act.
15.Customer Relationship Management-KYC, counter manners.
III. Banking
16. Banking Regulation Act as applicable to Co-operative Societies.
17 Negotiable Instrument Act.
18. Interest Leakage, High yielding deposits and high yielding loans
19. Balance sheet and Profit and Loss Account analysis, Margin Analysis, Projection of increase in working funds, deposit mix, cost of deposits, yield on loans and investments.
20.Assessment of business potential for diversified lending, Identification of Borrower, Kissan Credit Card, Micro Finance.
21.Branch Profitability, Identification of SWOT of the bank and branches, Break even analysis of Branch
22. Prudential Norms, CRAR,IRAC, Credit risk exposure norms.
23. Practical Banking scenario-Modern Trends in Banking
24. Internal Audit and Internal Check.
25.Tax matters, Income Tax, Service tax, preparation of returns and audit statements.
26. Role of RBI, NABARD, Co-operative Department, Registrar of Co-operative Societies and Director of Audit
27. Statutory Reserves and other Reserves.
28. Disposal of profit.
29. Allocable Surplus.
IV. Co-operative Societies Act & Rules and Other Laws.
30. Registration. Bye-Law Amendment, Membership in Co-operative Societies, Right and responsibilities of Members, General Body, Representative General Body, Special General Body, Qualifications to become Committee member of a Co-operative Society, Election to the Managing Committee, Supersession, Appointment of Administrator, Investments of Funds, Inquiry, Inspection, Surcharge, Arbitration, Execution and Liquidation, Appeals, revision, and review Circle and State Cooperative Unions, Service Matters-Section 80 of KCS Act and Rules framed there under, Relevant Provisions of KSRs, offence and Penalties, Fraud, Misappropriation of funds, Forgery, Breach of Trust and launching of Prosecution and recent Amendments in KCS Act & Rules related thereto.
V. Software Application.
31.Desk operating systems, Microsoft windows, Linux, Word processing, Visual basic fundamentals, Applications, Tally
VI. Other Allied Subjects
32. Gahan Scheme, Self financing pension Scheme, Co-operative Employees Welfare Board, Co-operative Development and Welfare Fund Board, Co-operative Service Examination Board, KICMA,CAPE.
COOPERATION MCQs
1:-According to Rolland, Trail balance is defined as “the final list of balances, ---------”
A:-adjusted and totalled
B:-totalled in a column form
C:-totalled and combined
D:-totalled and accumulated
Ans: C
2:-The case Gurner V/s Murray relate to
A:-Admission of a partner
B:-Retirement of a partner
C:-Death of a partner
D:-Insolvency of a partner
Ans: D
3:-The term ‘credit’ derived from the Latin word
A:-Credre
B:-Creditum
C:-Creditmn
D:-Croditum
Ans: A
4:-Mr.A, Mr.B are partners. Their old profit sharing ratio was 3:1. Mr. A surrendered 1/32 of his share and Mr. B surrendered 3/32 of his share in favor of Mr.C. Calculate Sacrificing ratio of A & B.
A:-3/128:3/128
B:-93/128:29/128
C:-3/128:5/128
D:-5/128:3/128
Ans: A
5:-As per section 128 of the Companies Act, managerial remuneration is
A:-11 % of Net Profit
B:-5 % of Net Profit
C:-10% of Net Profit
D:-4 % of Net Profit
Ans: A
6:-Green Limited had total purchases of Rs. 80,000 during the year. The opening and closing balance of creditors were Rs.20,000 and 30,000 respectively. Payments made to creditors during the year were Rs 60,000. Discount received
was Rs 2,000. The credit purchases during the year ---------
A:-82,000
B:-72,000
C:-86,200
D:-86,400
Ans: B
7:-The RBI appointed a committee under the chairmanship of K.B Chore in April --------- to review the working of cash credit system.
A:-1981
B:-1979
C:-1982
D:-1974
Ans: B
8:-Irrelevance theory of capital structure, assumptions does not include
A:-No corporate tax
B:-Cost of debt is constant
C:-Cost of debt is lower than cost of equity
D:-None of these
Ans: D
9:-A company expects a net income of Rs 80,000. It has Rs 2,00,000 debentures of 8% rate of interest. The equity capitalization rate of the company is 10 %. Compute overall capitalization rate according to Net Income Approach, ignoring
income tax.
A:-9 %
B:-8.3%
C:-8.52%
D:-9.52%
Ans: D
10:-A ‘Yen note’ floated in Germany is an example of
A:-Euro bond
B:-Yen bond
C:-Floating rate yen bond
D:-Euro commercial paper
Ans: A
A:-adjusted and totalled
B:-totalled in a column form
C:-totalled and combined
D:-totalled and accumulated
Ans: C
2:-The case Gurner V/s Murray relate to
A:-Admission of a partner
B:-Retirement of a partner
C:-Death of a partner
D:-Insolvency of a partner
Ans: D
3:-The term ‘credit’ derived from the Latin word
A:-Credre
B:-Creditum
C:-Creditmn
D:-Croditum
Ans: A
4:-Mr.A, Mr.B are partners. Their old profit sharing ratio was 3:1. Mr. A surrendered 1/32 of his share and Mr. B surrendered 3/32 of his share in favor of Mr.C. Calculate Sacrificing ratio of A & B.
A:-3/128:3/128
B:-93/128:29/128
C:-3/128:5/128
D:-5/128:3/128
Ans: A
5:-As per section 128 of the Companies Act, managerial remuneration is
A:-11 % of Net Profit
B:-5 % of Net Profit
C:-10% of Net Profit
D:-4 % of Net Profit
Ans: A
6:-Green Limited had total purchases of Rs. 80,000 during the year. The opening and closing balance of creditors were Rs.20,000 and 30,000 respectively. Payments made to creditors during the year were Rs 60,000. Discount received
was Rs 2,000. The credit purchases during the year ---------
A:-82,000
B:-72,000
C:-86,200
D:-86,400
Ans: B
7:-The RBI appointed a committee under the chairmanship of K.B Chore in April --------- to review the working of cash credit system.
A:-1981
B:-1979
C:-1982
D:-1974
Ans: B
8:-Irrelevance theory of capital structure, assumptions does not include
A:-No corporate tax
B:-Cost of debt is constant
C:-Cost of debt is lower than cost of equity
D:-None of these
Ans: D
9:-A company expects a net income of Rs 80,000. It has Rs 2,00,000 debentures of 8% rate of interest. The equity capitalization rate of the company is 10 %. Compute overall capitalization rate according to Net Income Approach, ignoring
income tax.
A:-9 %
B:-8.3%
C:-8.52%
D:-9.52%
Ans: D
10:-A ‘Yen note’ floated in Germany is an example of
A:-Euro bond
B:-Yen bond
C:-Floating rate yen bond
D:-Euro commercial paper
Ans: A