COOPERATION-PAGE 1
Question1:-Trial balance will detect
A:-error of commission
B:-error of principle
C:-error of omission
D:-compensating error
Correct Answer:- Option-A
Question2:-Which of the following equation is correct?
A:- share premium = issue price + par value
B:-share premium = issue price – par value
C:-share premium = issue price / par value
D:-share premium =issue price x par value
Correct Answer:- Option-B
Question3:-The financing need is equal to
A:-fixed assets – current assets + current liabilities
B:-fixed assets – current assets – current liabilities
C:-fixed asset + current assets + current liabilities
D:-fixed asset + current assets – current liabilities
Correct Answer:- Option-D
Question4:-Which of the following statement is not true?
A:-The partnership agreement can not override the 1890 Partnership Act
B:-capital contributions do not have to be equal from each partner
C:-interest on capital is a reward for the different amounts of work partners may perform
D:-Not all partners can have limited liability in a limited partnership
Correct Answer:- Option-C
Question5:-All of the following influence capital budgeting cash flow exept
A:-accelerated depreciation
B:- salvage value
C:-tax rate changes
D:- method of project financing used
Correct Answer:- Option-D
Question6:-Which of the following does not make the firm more vulnerable to financial distress?
A:-High sensitivity of the company's revenues to the general level of economic activity
B:-High proportion of fixed to variable costs
C:-physical capital assets which are relatively illiquid and difficult-to-market
D:-the tax shield
Correct Answer:- Option-D
Question7:-Which of the following is the main objective of cash management?
A:-Maximization of cash balance
B:-Minimization of cash balance
C:-Optimization of cash balance
D:-Zero cash balance
Correct Answer:- Option-C
Question8:-Which of the following is true for Net Income Approach?
A:-Higher Equity is better
B:- Higher Debt is better
C:-Debt Ratio is irrelevant
D:-None of the above
Correct Answer:- Option-B
Question9:-Financial Leverage is calculated as:
A:-EBIT ÷ Contribution
B:- EBIT ÷ PBT
C:-EBIT ÷ Sales
D:-EBIT ÷ Variable Cost
Correct Answer:- Option-B
Question10:- Which of the following items is not an appropriation of profit for a limited company?
A:-Debenture interest payable
B:-transfer to reserve
C:-preference dividend payable
D:- Ordinary dividend payable
Correct Answer:- Option-A
Question11:-which of the following would not appear in the trial balance as debit balance
A:-returns outwards
B:-carriage outwards
C:-returns inwards
D:-carriage outwards
Correct Answer:- Option-A
A:-error of commission
B:-error of principle
C:-error of omission
D:-compensating error
Correct Answer:- Option-A
Question2:-Which of the following equation is correct?
A:- share premium = issue price + par value
B:-share premium = issue price – par value
C:-share premium = issue price / par value
D:-share premium =issue price x par value
Correct Answer:- Option-B
Question3:-The financing need is equal to
A:-fixed assets – current assets + current liabilities
B:-fixed assets – current assets – current liabilities
C:-fixed asset + current assets + current liabilities
D:-fixed asset + current assets – current liabilities
Correct Answer:- Option-D
Question4:-Which of the following statement is not true?
A:-The partnership agreement can not override the 1890 Partnership Act
B:-capital contributions do not have to be equal from each partner
C:-interest on capital is a reward for the different amounts of work partners may perform
D:-Not all partners can have limited liability in a limited partnership
Correct Answer:- Option-C
Question5:-All of the following influence capital budgeting cash flow exept
A:-accelerated depreciation
B:- salvage value
C:-tax rate changes
D:- method of project financing used
Correct Answer:- Option-D
Question6:-Which of the following does not make the firm more vulnerable to financial distress?
A:-High sensitivity of the company's revenues to the general level of economic activity
B:-High proportion of fixed to variable costs
C:-physical capital assets which are relatively illiquid and difficult-to-market
D:-the tax shield
Correct Answer:- Option-D
Question7:-Which of the following is the main objective of cash management?
A:-Maximization of cash balance
B:-Minimization of cash balance
C:-Optimization of cash balance
D:-Zero cash balance
Correct Answer:- Option-C
Question8:-Which of the following is true for Net Income Approach?
A:-Higher Equity is better
B:- Higher Debt is better
C:-Debt Ratio is irrelevant
D:-None of the above
Correct Answer:- Option-B
Question9:-Financial Leverage is calculated as:
A:-EBIT ÷ Contribution
B:- EBIT ÷ PBT
C:-EBIT ÷ Sales
D:-EBIT ÷ Variable Cost
Correct Answer:- Option-B
Question10:- Which of the following items is not an appropriation of profit for a limited company?
A:-Debenture interest payable
B:-transfer to reserve
C:-preference dividend payable
D:- Ordinary dividend payable
Correct Answer:- Option-A
Question11:-which of the following would not appear in the trial balance as debit balance
A:-returns outwards
B:-carriage outwards
C:-returns inwards
D:-carriage outwards
Correct Answer:- Option-A
Question12:-________ is the supreme and final authority of a co-operative society
A:-Government
B:-The General Body
C:-Registrar
D:-Secretary
Correct Answer:- Option-B
Question13:-The first co-operative Societies Act in India was passed in the year
A:-1912
B:-1904
C:-1969
D:-1903
Correct Answer:- Option-B
Question14:-The word co-operation is derived from the Latin word
A:-Co-partnership
B:-Co-op
C:-Co operari
D:-None
Correct Answer:- Option-C
Question15:-The home for co-operative store movement
A:-Germany
B:-USA
C:-England
D:-Denmark
Correct Answer:- Option-C
Question16:-The first co-operative minister of Kerala
A:-Joseph Mundassery
B:-Sri Baby John
C:-M.V Raghavan
D:-None of the above
Correct Answer:- Option-A
Question17:-The remuneration given to the president of a society is called
A:-Salary
B:-Commission
C:-Honorarium
D:-Bonus
Correct Answer:- Option-C
Question18:-The co operative society having the area of operation to the whole of the state is called
A:-Primary Co operative Society
B:-Apex Society
C:-Central Co operative
D:-None of the above
Correct Answer:- Option-B
Question19:-The Father of co-operative movement is
A:-Dr Gadgil
B:-Robert Owen
C:-Raiffeisen
D:-Dr. William King
Correct Answer:- Option-B
Question20:-District level co operative banks are known as
A:-Urban Banks
B:-Primary Banks
C:-Apex Bank
D:-Central Bank
Correct Answer:- Option-D
Question21:-To become a member of credit society an individual should have attain the age of
A:-18
B:-28
C:-25
D:-21
Correct Answer:- Option-A
Question22:-The objective of creating reserve fund by the co-operative society is
A:-To meet unforeseen losses
B:-To pay off the debt of the society
C:-to pay off the debts due to government
D:-To pay dividend
Correct Answer:- Option-A
Question23:-The motto of cooperative society is based on
A:-all for each
B:-each for all
C:-each for all and all for each
D:-all for all
Correct Answer:- Option-C
Question24:-The main refinancing agency of co-operative banks
A:-RBI
B:-SBI
C:-NABARD
D:-NHB
Correct Answer:- Option-C
Question25:-Audit of co operative society is done by
A:-Charted Accountant
B:-Co -operative department of India
C:-Co operative Department of the State
D:-Internal Auditor
Correct Answer:- Option-C
Question26:-Hawthorne experiment is associated with :
A:-Henry Fayol
B:-Fedrick W. Taylor
C:-Theodore Levitt
D:-George Elton Mayo
Correct Answer:- Option-D
Question27:-An obligation to remain with an organisation for moral or ethical reasons is :
A:-Continuance commitment
B:-Affective commitment
C:-Normative commitment
D:-Organisational commitment
Correct Answer:- Option-C
Question28:-Diversification by adding new, unrelated products or services for present customers is referred to as :
A:-Product development
B:-Conglomerate diversification
C:-Concentric diversification
D:-Horizontal diversification
Correct Answer:- Option-D
Question29:-According to BCG Matrix,which division represents businesses with high growth rate and low market share ?
A:-Stars
B:-Dogs
C:-Question Marks
D:-Cash Cows
Correct Answer:- Option-C
Question30:-Who translates the corporate strategy into concrete objectives for individual business ?
A:-Functional level managers
B:-Corporate level managers
C:-Business level managers
D:-Multi level managers
Correct Answer:- Option-C
Question31:- Public distribution system is specifically associated with
A:-Marketing system
B:-Retailing system
C:-Selling system
D:-Industrial system
Correct Answer:- Option-B
Question32:----------------=Kindliness× Justice
A:-Fair remuneration
B:-Subordination of individual interest to general interest
C:-Stability of tenure of personnel
D:-Equity
Correct Answer:- Option-D
Question33:-Brain storming is a group activity exercise applied to get :
A:-Single solution to single problem
B:-Many solutions to a single problem
C:-Many solutions to many problems
D:-Single solution to many problems
Correct Answer:- Option-B
Question34:-Which of the following is not a step in MBO ?
A:-Setting of organisational objectives
B:-Formulating departmental objectives
C:-Identifying the needs of the labour force
D:-Establishing key result areas
Correct Answer:- Option-C
Question35:-Which of the following is not a qualitative method of forecasting ?
A:-Econometric models
B:-Intuition method
C:-Panel Consensus method
D:-Delphy method
Correct Answer:- Option-A
Question36:--------------- propounded dual factor theory of motivation
A:-Abraham Maslow
B:-Douglas McGregor
C:-Fedrick Herzberg
D:-Henry Fayol
Correct Answer:- Option-C
Question37:-The Multinational corporation that experimented 'Six Sigma' for the first time was :
A:-Maruti Udyog Ltd
B:-Ford Motor Company
C:-Motorola,Inc.
D:-Toyota Motor Corporation
Correct Answer:- Option-C
Question38:-The ability to influence a group towards the achievement of a vision or sets of goals is termed as:
A:-Mission
B:-Span of control
C:-Leadership
D:-Motivation
Correct Answer:- Option-C
Question39:-The planned elimination of of jobs in an organisation for cost cutting, declining market share, previous overaggressive hiring and growth, or outsourcing is termed as :
A:-Rightsizing
B:-Layoff
C:-Retrenchment
D:-Downsizing
Correct Answer:- Option-D
Question40:-Which of the following is not associated with Michael Porter's competitive forces in industry analysis?
A:-Development of substitute products
B:-Bargaining power of suppliers
C:-Bargaining power of employees
D:-Potential entry of new competitors
Correct Answer:- Option-C
Question41:-The term 'not binding in law' related to
A:-Valid contract
B:-Voidable contract
C:-Void contract
D:-Unenforceable contract
Correct Answer:- Option-C
Question42:- As per Indian Contract Act, which of the statement is not true
A:-Consideration of the contract may be past, present or future
B:-Consideration may move from the promissee or any other person
C:-A wager is an agreement by which money is payable by one person on the happening of an event only
D:-Both A & B
Correct Answer:- Option-C
Question43:- Contract of guarantee described as per section…………..
A:- 126
B:-112
C:-136
D:-146
Correct Answer:- Option-A
Question44:- In a contract of guarantee , a person who promises to discharge another’s liability ,is known as---------------
A:-Principal debtor
B:-Creditor
C:-Surety
D:- Indemnified
Correct Answer:- Option-C
Question45:- Which of the following statement is true as per Indian Contract Act
A:- Past Consideration does not the part of Indian contract act
B:-Consideration must be adequate
C:- Consideration must result in a benefit to both parties
D:-None of these
Correct Answer:- Option-D
Question46:- The Consumer Protection Act provides for a three tier consumer disputes redressal system, in which the National Commission was established by the Central Government in August ---------
A:- 1986
B:-1987
C:-1988
D:-1989
Correct Answer:- Option-C
Question47:- Section 14 of IRDA Act ,1999 lays down ---------
A:-Objectives of IRDA
B:- Duties, Powers and Functions of IRDA
C:-Penalties of IRDA
D:- Supervision of IRDA
Correct Answer:- Option-B
Question48:- TRAI should have a chair person. It should have a minimum-------- members but number of members should not exceed -------
A:-2,5
B:-3,6
C:-2,8
D:-2,6
Correct Answer:- Option-D
Question49:-As per Industrial Policy Resolution 1956, Industries are classified in to
A:-Schedule A,B
B:-Schedule A,B and C
C:-Schedule A only
D:-Schedule A, B, C and D
Correct Answer:- Option-B
Question50:-Which of the following statement is not true
A:-Company Law Board was constituted by the Central Government as an independent institution in 1991 as per Companies Act 1956
B:-The members of Company Law Board are appointed by Central Government
C:- The maximum number of members of Company Law Board is appointed by Central Government
D:-Any voluntary consumer organization registered under the Societies registration Act 1860 can file a complaint to Consumer Protection Act.
Correct Answer:- Option-C
Question51:-Which of the following is not an intangible asset
A:-goodwill
B:-patent
C:-copy rights
D:-preliminary expenses
Correct Answer:- Option-D
Question52:-As per Consumer Protection Act 1986, National commission was established and it started its functioning W.e.f.
A:-1988
B:-1992
C:-1987
D:-1993
Correct Answer:- Option-A
Question53:-The concept ‘bancassurance’ was originated in ------------
A:-France
B:-china
C:-India
D:-USA
Correct Answer:- Option-A
Question54:-An agreement which is enforceable by law at the option of one or more of the parties there to but not at the option of the other or others is a
A:-Valid contract
B:-Void contract
C:-Voidable contract
D:-Illegal contract
Correct Answer:- Option-C
Question55:-The delivery of goods by one person to another for some specific purpose, is known as
A:-Bailment
B:-Pledge
C:-Hypothecation
D:-Mortgage
Correct Answer:- Option-A
Question56:-Power Distance Index of 77 compared to the World average of 56.5 for India indicates
A:-High level of political corruption
B:-High level of Gender Empowerment Index
C:-High level of equality of power and wealth within the society
D:-High level of inequality of power and wealth within the society
Correct Answer:- Option-D
Question57:-Which among the following is not a model related to social responsibility?
A:-Carroll's Model
B:-Orgburn's Model
C:-Halal's Model
D:-Ackerman's Model
Correct Answer:- Option-B
Question58:-------------refers to the enterprises owned and managed jointly by the private and government sectors
A:-Co-operative sector
B:-Public sector
C:-Joint sector
D:-Social sector
Correct Answer:- Option-C
Question59:-Which, of the following,is not related to Water Pollution Protection Legislations in India?
A:-The Easement Act,1882
B:-The Indian Fisheries Act,1897
C:-The Indian Stream Vessel Act,1917
D:-The Water Preservation Act, 1925
Correct Answer:- Option-D
Question60:-Kyoto Protocol pertains to:
A:-Globolisation
B:-Environment protection
C:-Industrial development
D:-Privatisation
Correct Answer:- Option-B
Question61:-The Restrictive Trade Practices are provided in :
A:-Section 33(1)
B:-Section 33(2)
C:-Section 33(3)
D:-Section 33(4)
Correct Answer:- Option-A
Question62:-Set of processes,laws and institutions that affects the way in which a corporation is directed, administered or controlled, to facilitate the interest of stake holders, is termed as:
A:-Environmental ethics
B:-Corporate governance
C:-Corporate social responsibility
D:-Corporate sustainability
Correct Answer:- Option-B
Question63:-Which of the following is not the main objective of Fiscal Policy in India ?
A:-To ensure price stability
B:-To increase liquidity in the economy
C:-To minimise inequalities in the distribution of income and wealth
D:-To promote employment opportunities
Correct Answer:- Option-B
Question64:-Which of the following is not a method of social audit ?
A:-Financial Statement Format Audit
B:-Social Process Audit
C:-Constituency Group Audit
D:-Employee Benefit Audit
Correct Answer:- Option-D
Question65:-Who, among the following, is empowered to supersede the Competition Commission of India ?
A:-President of India
B:-Central Government
C:-Supreme Court
D:-MRTP Commission
Correct Answer:- Option-B
A:-Government
B:-The General Body
C:-Registrar
D:-Secretary
Correct Answer:- Option-B
Question13:-The first co-operative Societies Act in India was passed in the year
A:-1912
B:-1904
C:-1969
D:-1903
Correct Answer:- Option-B
Question14:-The word co-operation is derived from the Latin word
A:-Co-partnership
B:-Co-op
C:-Co operari
D:-None
Correct Answer:- Option-C
Question15:-The home for co-operative store movement
A:-Germany
B:-USA
C:-England
D:-Denmark
Correct Answer:- Option-C
Question16:-The first co-operative minister of Kerala
A:-Joseph Mundassery
B:-Sri Baby John
C:-M.V Raghavan
D:-None of the above
Correct Answer:- Option-A
Question17:-The remuneration given to the president of a society is called
A:-Salary
B:-Commission
C:-Honorarium
D:-Bonus
Correct Answer:- Option-C
Question18:-The co operative society having the area of operation to the whole of the state is called
A:-Primary Co operative Society
B:-Apex Society
C:-Central Co operative
D:-None of the above
Correct Answer:- Option-B
Question19:-The Father of co-operative movement is
A:-Dr Gadgil
B:-Robert Owen
C:-Raiffeisen
D:-Dr. William King
Correct Answer:- Option-B
Question20:-District level co operative banks are known as
A:-Urban Banks
B:-Primary Banks
C:-Apex Bank
D:-Central Bank
Correct Answer:- Option-D
Question21:-To become a member of credit society an individual should have attain the age of
A:-18
B:-28
C:-25
D:-21
Correct Answer:- Option-A
Question22:-The objective of creating reserve fund by the co-operative society is
A:-To meet unforeseen losses
B:-To pay off the debt of the society
C:-to pay off the debts due to government
D:-To pay dividend
Correct Answer:- Option-A
Question23:-The motto of cooperative society is based on
A:-all for each
B:-each for all
C:-each for all and all for each
D:-all for all
Correct Answer:- Option-C
Question24:-The main refinancing agency of co-operative banks
A:-RBI
B:-SBI
C:-NABARD
D:-NHB
Correct Answer:- Option-C
Question25:-Audit of co operative society is done by
A:-Charted Accountant
B:-Co -operative department of India
C:-Co operative Department of the State
D:-Internal Auditor
Correct Answer:- Option-C
Question26:-Hawthorne experiment is associated with :
A:-Henry Fayol
B:-Fedrick W. Taylor
C:-Theodore Levitt
D:-George Elton Mayo
Correct Answer:- Option-D
Question27:-An obligation to remain with an organisation for moral or ethical reasons is :
A:-Continuance commitment
B:-Affective commitment
C:-Normative commitment
D:-Organisational commitment
Correct Answer:- Option-C
Question28:-Diversification by adding new, unrelated products or services for present customers is referred to as :
A:-Product development
B:-Conglomerate diversification
C:-Concentric diversification
D:-Horizontal diversification
Correct Answer:- Option-D
Question29:-According to BCG Matrix,which division represents businesses with high growth rate and low market share ?
A:-Stars
B:-Dogs
C:-Question Marks
D:-Cash Cows
Correct Answer:- Option-C
Question30:-Who translates the corporate strategy into concrete objectives for individual business ?
A:-Functional level managers
B:-Corporate level managers
C:-Business level managers
D:-Multi level managers
Correct Answer:- Option-C
Question31:- Public distribution system is specifically associated with
A:-Marketing system
B:-Retailing system
C:-Selling system
D:-Industrial system
Correct Answer:- Option-B
Question32:----------------=Kindliness× Justice
A:-Fair remuneration
B:-Subordination of individual interest to general interest
C:-Stability of tenure of personnel
D:-Equity
Correct Answer:- Option-D
Question33:-Brain storming is a group activity exercise applied to get :
A:-Single solution to single problem
B:-Many solutions to a single problem
C:-Many solutions to many problems
D:-Single solution to many problems
Correct Answer:- Option-B
Question34:-Which of the following is not a step in MBO ?
A:-Setting of organisational objectives
B:-Formulating departmental objectives
C:-Identifying the needs of the labour force
D:-Establishing key result areas
Correct Answer:- Option-C
Question35:-Which of the following is not a qualitative method of forecasting ?
A:-Econometric models
B:-Intuition method
C:-Panel Consensus method
D:-Delphy method
Correct Answer:- Option-A
Question36:--------------- propounded dual factor theory of motivation
A:-Abraham Maslow
B:-Douglas McGregor
C:-Fedrick Herzberg
D:-Henry Fayol
Correct Answer:- Option-C
Question37:-The Multinational corporation that experimented 'Six Sigma' for the first time was :
A:-Maruti Udyog Ltd
B:-Ford Motor Company
C:-Motorola,Inc.
D:-Toyota Motor Corporation
Correct Answer:- Option-C
Question38:-The ability to influence a group towards the achievement of a vision or sets of goals is termed as:
A:-Mission
B:-Span of control
C:-Leadership
D:-Motivation
Correct Answer:- Option-C
Question39:-The planned elimination of of jobs in an organisation for cost cutting, declining market share, previous overaggressive hiring and growth, or outsourcing is termed as :
A:-Rightsizing
B:-Layoff
C:-Retrenchment
D:-Downsizing
Correct Answer:- Option-D
Question40:-Which of the following is not associated with Michael Porter's competitive forces in industry analysis?
A:-Development of substitute products
B:-Bargaining power of suppliers
C:-Bargaining power of employees
D:-Potential entry of new competitors
Correct Answer:- Option-C
Question41:-The term 'not binding in law' related to
A:-Valid contract
B:-Voidable contract
C:-Void contract
D:-Unenforceable contract
Correct Answer:- Option-C
Question42:- As per Indian Contract Act, which of the statement is not true
A:-Consideration of the contract may be past, present or future
B:-Consideration may move from the promissee or any other person
C:-A wager is an agreement by which money is payable by one person on the happening of an event only
D:-Both A & B
Correct Answer:- Option-C
Question43:- Contract of guarantee described as per section…………..
A:- 126
B:-112
C:-136
D:-146
Correct Answer:- Option-A
Question44:- In a contract of guarantee , a person who promises to discharge another’s liability ,is known as---------------
A:-Principal debtor
B:-Creditor
C:-Surety
D:- Indemnified
Correct Answer:- Option-C
Question45:- Which of the following statement is true as per Indian Contract Act
A:- Past Consideration does not the part of Indian contract act
B:-Consideration must be adequate
C:- Consideration must result in a benefit to both parties
D:-None of these
Correct Answer:- Option-D
Question46:- The Consumer Protection Act provides for a three tier consumer disputes redressal system, in which the National Commission was established by the Central Government in August ---------
A:- 1986
B:-1987
C:-1988
D:-1989
Correct Answer:- Option-C
Question47:- Section 14 of IRDA Act ,1999 lays down ---------
A:-Objectives of IRDA
B:- Duties, Powers and Functions of IRDA
C:-Penalties of IRDA
D:- Supervision of IRDA
Correct Answer:- Option-B
Question48:- TRAI should have a chair person. It should have a minimum-------- members but number of members should not exceed -------
A:-2,5
B:-3,6
C:-2,8
D:-2,6
Correct Answer:- Option-D
Question49:-As per Industrial Policy Resolution 1956, Industries are classified in to
A:-Schedule A,B
B:-Schedule A,B and C
C:-Schedule A only
D:-Schedule A, B, C and D
Correct Answer:- Option-B
Question50:-Which of the following statement is not true
A:-Company Law Board was constituted by the Central Government as an independent institution in 1991 as per Companies Act 1956
B:-The members of Company Law Board are appointed by Central Government
C:- The maximum number of members of Company Law Board is appointed by Central Government
D:-Any voluntary consumer organization registered under the Societies registration Act 1860 can file a complaint to Consumer Protection Act.
Correct Answer:- Option-C
Question51:-Which of the following is not an intangible asset
A:-goodwill
B:-patent
C:-copy rights
D:-preliminary expenses
Correct Answer:- Option-D
Question52:-As per Consumer Protection Act 1986, National commission was established and it started its functioning W.e.f.
A:-1988
B:-1992
C:-1987
D:-1993
Correct Answer:- Option-A
Question53:-The concept ‘bancassurance’ was originated in ------------
A:-France
B:-china
C:-India
D:-USA
Correct Answer:- Option-A
Question54:-An agreement which is enforceable by law at the option of one or more of the parties there to but not at the option of the other or others is a
A:-Valid contract
B:-Void contract
C:-Voidable contract
D:-Illegal contract
Correct Answer:- Option-C
Question55:-The delivery of goods by one person to another for some specific purpose, is known as
A:-Bailment
B:-Pledge
C:-Hypothecation
D:-Mortgage
Correct Answer:- Option-A
Question56:-Power Distance Index of 77 compared to the World average of 56.5 for India indicates
A:-High level of political corruption
B:-High level of Gender Empowerment Index
C:-High level of equality of power and wealth within the society
D:-High level of inequality of power and wealth within the society
Correct Answer:- Option-D
Question57:-Which among the following is not a model related to social responsibility?
A:-Carroll's Model
B:-Orgburn's Model
C:-Halal's Model
D:-Ackerman's Model
Correct Answer:- Option-B
Question58:-------------refers to the enterprises owned and managed jointly by the private and government sectors
A:-Co-operative sector
B:-Public sector
C:-Joint sector
D:-Social sector
Correct Answer:- Option-C
Question59:-Which, of the following,is not related to Water Pollution Protection Legislations in India?
A:-The Easement Act,1882
B:-The Indian Fisheries Act,1897
C:-The Indian Stream Vessel Act,1917
D:-The Water Preservation Act, 1925
Correct Answer:- Option-D
Question60:-Kyoto Protocol pertains to:
A:-Globolisation
B:-Environment protection
C:-Industrial development
D:-Privatisation
Correct Answer:- Option-B
Question61:-The Restrictive Trade Practices are provided in :
A:-Section 33(1)
B:-Section 33(2)
C:-Section 33(3)
D:-Section 33(4)
Correct Answer:- Option-A
Question62:-Set of processes,laws and institutions that affects the way in which a corporation is directed, administered or controlled, to facilitate the interest of stake holders, is termed as:
A:-Environmental ethics
B:-Corporate governance
C:-Corporate social responsibility
D:-Corporate sustainability
Correct Answer:- Option-B
Question63:-Which of the following is not the main objective of Fiscal Policy in India ?
A:-To ensure price stability
B:-To increase liquidity in the economy
C:-To minimise inequalities in the distribution of income and wealth
D:-To promote employment opportunities
Correct Answer:- Option-B
Question64:-Which of the following is not a method of social audit ?
A:-Financial Statement Format Audit
B:-Social Process Audit
C:-Constituency Group Audit
D:-Employee Benefit Audit
Correct Answer:- Option-D
Question65:-Who, among the following, is empowered to supersede the Competition Commission of India ?
A:-President of India
B:-Central Government
C:-Supreme Court
D:-MRTP Commission
Correct Answer:- Option-B
Question66:-The investment limits of micro enterprises engaged in manufacturing sector, as per MSMED Act, 2006, is :
A:-Rs.10 lakhs
B:-Rs.25 lakhs
C:-Rs.2 crores
D:-Rs.5 crores
Correct Answer:- Option-B
Question67:-Build,operate and transfer concept is envisaged in:
A:-Real estate
B:-Power generation
C:-Airlines
D:-Highways
Correct Answer:- Option-D
Question68:-Which of the following theory best defines the relationship between currencies on the basis of rate of inflation ?
A:-Interest rate parity theory
B:-Relative inflation theory
C:-Foreign exchange parity theory
D:-Purchasing power parity theory
Correct Answer:- Option-D
Question69:-Which of the following is not related to the elements of internal environment ?
A:-Money and capital market
B:-Marketing capability
C:-Operational capability
D:-Personnel capability
Correct Answer:- Option-A
Question70:-Which is the apex body of various exporters and export promotion organisations in India ?
A:-Federation of Indian Exporters Organisation
B:-Trade fair Authority of India
C:-Export Credit Guarantee Corporation of India
D:-Directorate General of Commercial Intelligence and Statistics
Correct Answer:- Option-A
Question71:- The exchange rate fixed on the basis of demand and supply of currencies is called...
A:-Flexible rate
B:-Forward rate
C:-Floating rate
D:-Multiple rate.
Correct Answer:- Option-C
Question72:- “BOLT System” in Indian Securities Market is related to
A:-NSE Stock Exchange
B:-BSE Stock Exchange
C:-Over The Counter Exchange of India
D:-Multi Commodity Stock exchange
Correct Answer:- Option-B
Question73:- Call money rate is applicable for a very short period to ..
A:-Inter bank advances
B:-Bank to Reserve Bank advances
C:- Reserve Bank to bank advances
D:-Commercial bank to industrial bank advances
Correct Answer:- Option-A
Question74:- The ceiling on the amount of insurance cover is ----
A:-Rs 50,000/-
B:- Rs 10,000/-
C:-Rs 10,00,000/-
D:-Rs 1,00,000/-
Correct Answer:- Option-D
Question75:- Export Credit Guarantee Corporation of India provides .....
A:-Guarantee to credit institution
B:-Credit risk insurance cover to exporters
C:- Stability to banking system
D:-None of the above.
Correct Answer:- Option-B
Question76:- The major player in Indian Money Market is ....
A:-Cooperative Banks
B:-Indigenous Banks
C:-Commercial Banks
D:-Reserve Bank of India
Correct Answer:- Option-C
Question77:- Which among the following is not a category of NPA?
A:-Substandard Assets
B:-Doubtful Assets
C:-Loss Assets
D:-Devaluated Assets
Correct Answer:- Option-D
Question78:- Who is the chairman of 13th Finance Commission?
A:-Dr.C.Rangarajan
B:-Mr.Bimal Jalan
C:-Dr.Vijay L Kelkar
D:-None of the above
Correct Answer:- Option-C
Question79:-Decrease in the value of intangible asset is called----
A:-depreciation
B:-depletion
C:-amortization
D:-fluctuation
Correct Answer:- Option-C
Question80:- Under DIR scheme, assistance is provided in the ratio of :
A:-7%
B:-3%
C:- 8%
D:-4%
Correct Answer:- Option-D
Question81:- Capital adequacy norm is expressed as a percentage of ...
A:-Standard assets
B:-Risk adjusted assets
C:-Sub standard assets
D:-Investments.
Correct Answer:- Option-B
Question82:- Broad money has to be sensitized through ....
A:- CRR
B:-SLR
C:-REPO Rate
D:-All of the above
Correct Answer:- Option-D
Question83:- “VSAT” Technology was first followed for online trading by ..
A:-BSE
B:-NSE
C:-OTCEI
D:-ISE
Correct Answer:- Option-B
Question84:- Any complaint should be lodged with the Ombudsman when .......
A:-There is any deficiency in banking services.
B:-No reply is received from the bank within two months of the receipt of complaint.
C:-The complaint is rejected and a period of one year has not been lapsed from the date of rejection.
D:-(B) & (C ) together.
Correct Answer:- Option-D
85:-ICA stands for
A:-International Co-operative Association
B:-International Co-operative Alliance
C:-Indian Co-operative Association
D:-Indian Co-operative Alliance
Ans: B
86:-Schulze Delitzsch Bank is a/an ____________ based bank.
A:-Rural
B:-No geographical restriction
C:-Urban
D:-International
Ans: C
87:-Societies classified on the basis of liabilities limited and unlimited in
A:-1904 Act
B:-1912 Act
C:-1969 Act
D:-1984 Act
Ans: B
88:-The supreme authority in the audit wing of the state
A:-Registrar
B:-Additional Director (Audit)
C:-Deputy Registrar
D:-Asst. Registrar (Audit)
Ans: A
89:-An entry entered in the both sides of double column cash book is known as
A:-Error of Principle
B:-Double Entry
C:-Contra Entry
D:-Verification Entry
Ans: C
90:-Expand NAFED
A:-National Agricultural Co-operative Marketing Federation
B:-National Agricultural Federation of Co-operative Marketing
C:-National Co-operative Fisheries Federation
D:-None of these
Ans: A
91:-Self-help and solidarity are two important _________ of Co-operation.
A:-Objectives
B:-Values
C:-Principles
D:-None of these
Ans: B
92:-The statement "Find Raiffeison" contributed by
A:-F. W. Raiffeisen
B:-Frederic Nicholson
C:-Government of Madras
D:-A. D. Gorwallah
Ans: B
93:-PMJDY is not implemented or practiced through
A:-District Co-operative Banks
B:-State Co-operative Banks
C:-Private Banks
D:-Primary Service Co-operative Banks
Ans: D
94:-Section 70 of Kerala Co-operative Societies Act 1969 associate with
A:-Dispute to be decided by the registrar
B:-Award on dispute
C:-Surcharge
D:-Winding up of society
Ans: B
95:-Which Section of Banking Regulation Act, 1949 explains about cash reserve of Co-operative Banks ?
A:-Section 6(1)
B:-Section 5(6)
C:-Section 22
D:-Section 18
Ans: D
96:-Co-operative Banking is following
A:-Two Tier Structure
B:-Three Tier Structure
C:-Four Tier Structure
D:-Single Entity
Ans: B
97:-Co-operatives formed by farmers, artisans and small producers
A:-Farming Society
B:-Rural Finance Society
C:-Marketing Societies
D:-Labour Societies
Ans: C
98:-NCCF is an apex society of
A:-Marketing Societies
B:-Farming Societies
C:-Milk Societies
D:-Consumer Societies
Ans: D
99:-VAMNICOM is situated at
A:-New Delhi
B:-Pune
C:-Indore
D:-Hyderabad
Ans: B
100:-Agricultural Development Banks follows ___________ system.
A:-Three Tier
B:-One Tier
C:-Two Tier
D:-Need Based
Ans: C
A:-Rs.10 lakhs
B:-Rs.25 lakhs
C:-Rs.2 crores
D:-Rs.5 crores
Correct Answer:- Option-B
Question67:-Build,operate and transfer concept is envisaged in:
A:-Real estate
B:-Power generation
C:-Airlines
D:-Highways
Correct Answer:- Option-D
Question68:-Which of the following theory best defines the relationship between currencies on the basis of rate of inflation ?
A:-Interest rate parity theory
B:-Relative inflation theory
C:-Foreign exchange parity theory
D:-Purchasing power parity theory
Correct Answer:- Option-D
Question69:-Which of the following is not related to the elements of internal environment ?
A:-Money and capital market
B:-Marketing capability
C:-Operational capability
D:-Personnel capability
Correct Answer:- Option-A
Question70:-Which is the apex body of various exporters and export promotion organisations in India ?
A:-Federation of Indian Exporters Organisation
B:-Trade fair Authority of India
C:-Export Credit Guarantee Corporation of India
D:-Directorate General of Commercial Intelligence and Statistics
Correct Answer:- Option-A
Question71:- The exchange rate fixed on the basis of demand and supply of currencies is called...
A:-Flexible rate
B:-Forward rate
C:-Floating rate
D:-Multiple rate.
Correct Answer:- Option-C
Question72:- “BOLT System” in Indian Securities Market is related to
A:-NSE Stock Exchange
B:-BSE Stock Exchange
C:-Over The Counter Exchange of India
D:-Multi Commodity Stock exchange
Correct Answer:- Option-B
Question73:- Call money rate is applicable for a very short period to ..
A:-Inter bank advances
B:-Bank to Reserve Bank advances
C:- Reserve Bank to bank advances
D:-Commercial bank to industrial bank advances
Correct Answer:- Option-A
Question74:- The ceiling on the amount of insurance cover is ----
A:-Rs 50,000/-
B:- Rs 10,000/-
C:-Rs 10,00,000/-
D:-Rs 1,00,000/-
Correct Answer:- Option-D
Question75:- Export Credit Guarantee Corporation of India provides .....
A:-Guarantee to credit institution
B:-Credit risk insurance cover to exporters
C:- Stability to banking system
D:-None of the above.
Correct Answer:- Option-B
Question76:- The major player in Indian Money Market is ....
A:-Cooperative Banks
B:-Indigenous Banks
C:-Commercial Banks
D:-Reserve Bank of India
Correct Answer:- Option-C
Question77:- Which among the following is not a category of NPA?
A:-Substandard Assets
B:-Doubtful Assets
C:-Loss Assets
D:-Devaluated Assets
Correct Answer:- Option-D
Question78:- Who is the chairman of 13th Finance Commission?
A:-Dr.C.Rangarajan
B:-Mr.Bimal Jalan
C:-Dr.Vijay L Kelkar
D:-None of the above
Correct Answer:- Option-C
Question79:-Decrease in the value of intangible asset is called----
A:-depreciation
B:-depletion
C:-amortization
D:-fluctuation
Correct Answer:- Option-C
Question80:- Under DIR scheme, assistance is provided in the ratio of :
A:-7%
B:-3%
C:- 8%
D:-4%
Correct Answer:- Option-D
Question81:- Capital adequacy norm is expressed as a percentage of ...
A:-Standard assets
B:-Risk adjusted assets
C:-Sub standard assets
D:-Investments.
Correct Answer:- Option-B
Question82:- Broad money has to be sensitized through ....
A:- CRR
B:-SLR
C:-REPO Rate
D:-All of the above
Correct Answer:- Option-D
Question83:- “VSAT” Technology was first followed for online trading by ..
A:-BSE
B:-NSE
C:-OTCEI
D:-ISE
Correct Answer:- Option-B
Question84:- Any complaint should be lodged with the Ombudsman when .......
A:-There is any deficiency in banking services.
B:-No reply is received from the bank within two months of the receipt of complaint.
C:-The complaint is rejected and a period of one year has not been lapsed from the date of rejection.
D:-(B) & (C ) together.
Correct Answer:- Option-D
85:-ICA stands for
A:-International Co-operative Association
B:-International Co-operative Alliance
C:-Indian Co-operative Association
D:-Indian Co-operative Alliance
Ans: B
86:-Schulze Delitzsch Bank is a/an ____________ based bank.
A:-Rural
B:-No geographical restriction
C:-Urban
D:-International
Ans: C
87:-Societies classified on the basis of liabilities limited and unlimited in
A:-1904 Act
B:-1912 Act
C:-1969 Act
D:-1984 Act
Ans: B
88:-The supreme authority in the audit wing of the state
A:-Registrar
B:-Additional Director (Audit)
C:-Deputy Registrar
D:-Asst. Registrar (Audit)
Ans: A
89:-An entry entered in the both sides of double column cash book is known as
A:-Error of Principle
B:-Double Entry
C:-Contra Entry
D:-Verification Entry
Ans: C
90:-Expand NAFED
A:-National Agricultural Co-operative Marketing Federation
B:-National Agricultural Federation of Co-operative Marketing
C:-National Co-operative Fisheries Federation
D:-None of these
Ans: A
91:-Self-help and solidarity are two important _________ of Co-operation.
A:-Objectives
B:-Values
C:-Principles
D:-None of these
Ans: B
92:-The statement "Find Raiffeison" contributed by
A:-F. W. Raiffeisen
B:-Frederic Nicholson
C:-Government of Madras
D:-A. D. Gorwallah
Ans: B
93:-PMJDY is not implemented or practiced through
A:-District Co-operative Banks
B:-State Co-operative Banks
C:-Private Banks
D:-Primary Service Co-operative Banks
Ans: D
94:-Section 70 of Kerala Co-operative Societies Act 1969 associate with
A:-Dispute to be decided by the registrar
B:-Award on dispute
C:-Surcharge
D:-Winding up of society
Ans: B
95:-Which Section of Banking Regulation Act, 1949 explains about cash reserve of Co-operative Banks ?
A:-Section 6(1)
B:-Section 5(6)
C:-Section 22
D:-Section 18
Ans: D
96:-Co-operative Banking is following
A:-Two Tier Structure
B:-Three Tier Structure
C:-Four Tier Structure
D:-Single Entity
Ans: B
97:-Co-operatives formed by farmers, artisans and small producers
A:-Farming Society
B:-Rural Finance Society
C:-Marketing Societies
D:-Labour Societies
Ans: C
98:-NCCF is an apex society of
A:-Marketing Societies
B:-Farming Societies
C:-Milk Societies
D:-Consumer Societies
Ans: D
99:-VAMNICOM is situated at
A:-New Delhi
B:-Pune
C:-Indore
D:-Hyderabad
Ans: B
100:-Agricultural Development Banks follows ___________ system.
A:-Three Tier
B:-One Tier
C:-Two Tier
D:-Need Based
Ans: C