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​COOPERATION-PAGE 1


​Question1:-Trial balance will detect
 A:-error of commission
 B:-error of principle
 C:-error of omission
 D:-compensating error
 Correct Answer:- Option-A

Question2:-Which of the following equation is correct?
 A:- share premium = issue price + par value
 B:-share premium = issue price – par value
 C:-share premium = issue price / par value
 D:-share premium =issue price x par value
 Correct Answer:- Option-B

Question3:-The financing need is equal to
 A:-fixed assets – current assets + current liabilities
 B:-fixed assets – current assets – current liabilities
 C:-fixed asset + current assets + current liabilities
 D:-fixed asset + current assets – current liabilities
 Correct Answer:- Option-D

Question4:-Which of the following statement is not true?
 A:-The partnership agreement can not override the 1890 Partnership Act
 B:-capital contributions do not have to be equal from each partner
 C:-interest on capital is a reward for the different amounts of work partners may perform
 D:-Not all partners can have limited liability in a limited partnership
 Correct Answer:- Option-C

Question5:-All of the following influence capital budgeting cash flow exept
 A:-accelerated depreciation
 B:- salvage value
 C:-tax rate changes
 D:- method of project financing used
 Correct Answer:- Option-D

Question6:-Which of the following does not make the firm more vulnerable to financial distress?
 A:-High sensitivity of the company's revenues to the general level of economic activity
 B:-High proportion of fixed to variable costs
 C:-physical capital assets which are relatively illiquid and difficult-to-market
 D:-the tax shield
 Correct Answer:- Option-D

Question7:-Which of the following is the main objective of cash management?
 A:-Maximization of cash balance
 B:-Minimization of cash balance
 C:-Optimization of cash balance
 D:-Zero cash balance
 Correct Answer:- Option-C

Question8:-Which of the following is true for Net Income Approach?
 A:-Higher Equity is better
 B:- Higher Debt is better
 C:-Debt Ratio is irrelevant
 D:-None of the above
 Correct Answer:- Option-B

Question9:-Financial Leverage is calculated as:
 A:-EBIT ÷ Contribution
 B:- EBIT ÷ PBT
 C:-EBIT ÷ Sales
 D:-EBIT ÷ Variable Cost
 Correct Answer:- Option-B

Question10:- Which of the following items is not an appropriation of profit for a limited company?
 A:-Debenture interest payable
 B:-transfer to reserve
 C:-preference dividend payable
 D:- Ordinary dividend payable
 Correct Answer:- Option-A
​
Question11:-which of the following would not appear in the trial balance as debit balance
 A:-returns outwards
 B:-carriage outwards
 C:-returns inwards
 D:-carriage outwards
 Correct Answer:- Option-A
​Question12:-________ is the supreme and final authority of a co-operative society
 A:-Government
 B:-The General Body
 C:-Registrar
 D:-Secretary
 Correct Answer:- Option-B

Question13:-The first co-operative Societies Act in India was passed in the year
 A:-1912
 B:-1904
 C:-1969
 D:-1903
 Correct Answer:- Option-B

Question14:-The word co-operation is derived from the Latin word
 A:-Co-partnership
 B:-Co-op
 C:-Co operari
 D:-None
 Correct Answer:- Option-C

Question15:-The home for co-operative store movement
 A:-Germany
 B:-USA
 C:-England
 D:-Denmark
 Correct Answer:- Option-C

Question16:-The first co-operative minister of Kerala
 A:-Joseph Mundassery
 B:-Sri Baby John
 C:-M.V Raghavan
 D:-None of the above
 Correct Answer:- Option-A

Question17:-The remuneration given to the president of a society is called
 A:-Salary
 B:-Commission
 C:-Honorarium
 D:-Bonus
 Correct Answer:- Option-C

Question18:-The co operative society having the area of operation to the whole of the state is called
 A:-Primary Co operative Society
 B:-Apex Society
 C:-Central Co operative
 D:-None of the above
 Correct Answer:- Option-B

Question19:-The Father of co-operative movement is
 A:-Dr Gadgil
 B:-Robert Owen
 C:-Raiffeisen
 D:-Dr. William King
 Correct Answer:- Option-B

Question20:-District level co operative banks are known as
 A:-Urban Banks
 B:-Primary Banks
 C:-Apex Bank
 D:-Central Bank
 Correct Answer:- Option-D

Question21:-To become a member of credit society an individual should have attain the age of
 A:-18
 B:-28
 C:-25
 D:-21
 Correct Answer:- Option-A

Question22:-The objective of creating reserve fund by the co-operative society is
 A:-To meet unforeseen losses
 B:-To pay off the debt of the society
 C:-to pay off the debts due to government
 D:-To pay dividend
 Correct Answer:- Option-A

Question23:-The motto of cooperative society is based on
 A:-all for each
 B:-each for all
 C:-each for all and all for each
 D:-all for all
 Correct Answer:- Option-C

Question24:-The main refinancing agency of co-operative banks
 A:-RBI
 B:-SBI
 C:-NABARD
 D:-NHB
 Correct Answer:- Option-C

Question25:-Audit of co operative society is done by
 A:-Charted Accountant
 B:-Co -operative department of India
 C:-Co operative Department of the State
 D:-Internal Auditor
 Correct Answer:- Option-C

Question26:-Hawthorne experiment is associated with :
 A:-Henry Fayol
 B:-Fedrick W. Taylor
 C:-Theodore Levitt
 D:-George Elton Mayo
 Correct Answer:- Option-D

Question27:-An obligation to remain with an organisation for moral or ethical reasons is :
 A:-Continuance commitment
 B:-Affective commitment
 C:-Normative commitment
 D:-Organisational commitment
 Correct Answer:- Option-C

Question28:-Diversification by adding new, unrelated products or services for present customers is referred to as :
 A:-Product development
 B:-Conglomerate diversification
 C:-Concentric diversification
 D:-Horizontal diversification
 Correct Answer:- Option-D

Question29:-According to BCG Matrix,which division represents businesses with high growth rate and low market share ?
 A:-Stars
 B:-Dogs
 C:-Question Marks
 D:-Cash Cows
 Correct Answer:- Option-C

Question30:-Who translates the corporate strategy into concrete objectives for individual business ?
 A:-Functional level managers
 B:-Corporate level managers
 C:-Business level managers
 D:-Multi level managers
 Correct Answer:- Option-C

Question31:- Public distribution system is specifically associated with
 A:-Marketing system
 B:-Retailing system
 C:-Selling system
 D:-Industrial system
 Correct Answer:- Option-B

Question32:----------------=Kindliness× Justice
 A:-Fair remuneration
 B:-Subordination of individual interest to general interest
 C:-Stability of tenure of personnel
 D:-Equity
 Correct Answer:- Option-D

Question33:-Brain storming is a group activity exercise applied to get :
 A:-Single solution to single problem
 B:-Many solutions to a single problem
 C:-Many solutions to many problems
 D:-Single solution to many problems
 Correct Answer:- Option-B

Question34:-Which of the following is not a step in MBO ?
 A:-Setting of organisational objectives
 B:-Formulating departmental objectives
 C:-Identifying the needs of the labour force
 D:-Establishing key result areas
 Correct Answer:- Option-C

Question35:-Which of the following is not a qualitative method of forecasting ?
 A:-Econometric models
 B:-Intuition method
 C:-Panel Consensus method
 D:-Delphy method
 Correct Answer:- Option-A

Question36:--------------- propounded dual factor theory of motivation
 A:-Abraham Maslow
 B:-Douglas McGregor
 C:-Fedrick Herzberg
 D:-Henry Fayol
 Correct Answer:- Option-C

Question37:-The Multinational corporation that experimented 'Six Sigma' for the first time was :
 A:-Maruti Udyog Ltd
 B:-Ford Motor Company
 C:-Motorola,Inc.
 D:-Toyota Motor Corporation
 Correct Answer:- Option-C

Question38:-The ability to influence a group towards the achievement of a vision or sets of goals is termed as:
 A:-Mission
 B:-Span of control
 C:-Leadership
 D:-Motivation
 Correct Answer:- Option-C

Question39:-The planned elimination of of jobs in an organisation for cost cutting, declining market share, previous overaggressive hiring and growth, or outsourcing is termed as :
 A:-Rightsizing
 B:-Layoff
 C:-Retrenchment
 D:-Downsizing
 Correct Answer:- Option-D

Question40:-Which of the following is not associated with Michael Porter's competitive forces in industry analysis?
 A:-Development of substitute products
 B:-Bargaining power of suppliers
 C:-Bargaining power of employees
 D:-Potential entry of new competitors
 Correct Answer:- Option-C

Question41:-The term 'not binding in law' related to
 A:-Valid contract
 B:-Voidable contract
 C:-Void contract
 D:-Unenforceable contract
 Correct Answer:- Option-C

Question42:- As per Indian Contract Act, which of the statement is not true
 A:-Consideration of the contract may be past, present or future
 B:-Consideration may move from the promissee or any other person
 C:-A wager is an agreement by which money is payable by one person on the happening of an event only
 D:-Both A & B
 Correct Answer:- Option-C

Question43:-  Contract of guarantee described as per section…………..
 A:- 126
 B:-112
 C:-136
 D:-146
 Correct Answer:- Option-A

Question44:-  In a contract of guarantee , a person who promises to discharge another’s liability ,is known as---------------
 A:-Principal debtor
 B:-Creditor
 C:-Surety
 D:- Indemnified
 Correct Answer:- Option-C

Question45:-  Which of the following statement is true as per Indian Contract Act
 A:- Past Consideration does not the part of Indian contract act
 B:-Consideration must be adequate
 C:- Consideration must result in a benefit to both parties
 D:-None of these
 Correct Answer:- Option-D

Question46:-  The Consumer Protection Act provides for a three tier consumer disputes redressal system, in which the National Commission was established by the Central Government in August ---------
 A:- 1986
 B:-1987
 C:-1988
 D:-1989
 Correct Answer:- Option-C

Question47:- Section 14 of IRDA Act ,1999 lays down ---------
 A:-Objectives of IRDA
 B:- Duties, Powers and Functions of IRDA
 C:-Penalties of IRDA
 D:- Supervision of IRDA
 Correct Answer:- Option-B

Question48:- TRAI should have a chair person. It should have a minimum-------- members but number of members should not exceed -------
 A:-2,5
 B:-3,6
 C:-2,8
 D:-2,6
 Correct Answer:- Option-D

Question49:-As per Industrial Policy Resolution 1956, Industries are classified in to
 A:-Schedule A,B
 B:-Schedule A,B and C
 C:-Schedule A only
 D:-Schedule A, B, C and D
 Correct Answer:- Option-B

Question50:-Which of the following statement is not true
 A:-Company Law Board was constituted by the Central Government as an independent institution in 1991 as per Companies Act 1956
 B:-The members of Company Law Board are appointed by Central Government
 C:- The maximum number of members of Company Law Board is appointed by Central Government
 D:-Any voluntary consumer organization registered under the Societies registration Act 1860 can file a complaint to Consumer Protection Act.
 Correct Answer:- Option-C

Question51:-Which of the following is not an intangible asset
 A:-goodwill
 B:-patent
 C:-copy rights
 D:-preliminary expenses
 Correct Answer:- Option-D

Question52:-As per Consumer Protection Act 1986, National commission was established and it started its functioning W.e.f.
 A:-1988
 B:-1992
 C:-1987
 D:-1993
 Correct Answer:- Option-A

Question53:-The concept ‘bancassurance’ was originated in ------------
 A:-France
 B:-china
 C:-India
 D:-USA
 Correct Answer:- Option-A

Question54:-An agreement which is enforceable by law at the option of one or more of the parties there to but not at the option of the other or others is a
 A:-Valid contract
 B:-Void contract
 C:-Voidable contract
 D:-Illegal contract
 Correct Answer:- Option-C

Question55:-The delivery of goods by one person to another for some specific purpose, is known as
 A:-Bailment
 B:-Pledge
 C:-Hypothecation
 D:-Mortgage
 Correct Answer:- Option-A

Question56:-Power Distance Index of 77 compared to the World average of 56.5 for India indicates
 A:-High level of political corruption
 B:-High level of Gender Empowerment Index
 C:-High level of equality of power and wealth within the society
 D:-High level of inequality of power and wealth within the society
 Correct Answer:- Option-D

Question57:-Which among the following is not a model related to social responsibility?
 A:-Carroll's Model
 B:-Orgburn's Model
 C:-Halal's Model
 D:-Ackerman's Model
 Correct Answer:- Option-B

Question58:-------------refers to the enterprises owned and managed jointly by the private and government sectors
 A:-Co-operative sector
 B:-Public sector
 C:-Joint sector
 D:-Social sector
 Correct Answer:- Option-C

Question59:-Which, of the following,is not related to Water Pollution Protection Legislations in India?
 A:-The Easement Act,1882
 B:-The Indian Fisheries Act,1897
 C:-The Indian Stream Vessel Act,1917
 D:-The Water Preservation Act, 1925
 Correct Answer:- Option-D

Question60:-Kyoto Protocol pertains to:
 A:-Globolisation
 B:-Environment protection
 C:-Industrial development
 D:-Privatisation
 Correct Answer:- Option-B

Question61:-The Restrictive Trade Practices are provided in :
 A:-Section 33(1)
 B:-Section 33(2)
 C:-Section 33(3)
 D:-Section 33(4)
 Correct Answer:- Option-A

Question62:-Set of processes,laws and institutions that affects the way in which a corporation is directed, administered or controlled, to facilitate the interest of stake holders, is termed as:
 A:-Environmental ethics
 B:-Corporate governance
 C:-Corporate social responsibility
 D:-Corporate sustainability
 Correct Answer:- Option-B

Question63:-Which of the following is not the main objective of Fiscal Policy in India ?
 A:-To ensure price stability
 B:-To increase liquidity in the economy
 C:-To minimise inequalities in the distribution of income and wealth
 D:-To promote employment opportunities
 Correct Answer:- Option-B

Question64:-Which of the following is not a method of social audit ?
 A:-Financial Statement Format Audit
 B:-Social Process Audit
 C:-Constituency Group Audit
 D:-Employee Benefit Audit
 Correct Answer:- Option-D

Question65:-Who, among the following, is empowered to supersede the Competition Commission of India ?
 A:-President of India
 B:-Central Government
 C:-Supreme Court
 D:-MRTP Commission
 Correct Answer:- Option-B
Question66:-The investment limits of micro enterprises engaged in manufacturing sector, as per MSMED Act, 2006, is :
 A:-Rs.10 lakhs
 B:-Rs.25 lakhs
 C:-Rs.2 crores
 D:-Rs.5 crores
 Correct Answer:- Option-B

Question67:-Build,operate and transfer concept is envisaged in:
 A:-Real estate
 B:-Power generation
 C:-Airlines
 D:-Highways
 Correct Answer:- Option-D

Question68:-Which of the following theory best defines the relationship between currencies on the basis of rate of inflation ?
 A:-Interest rate parity theory
 B:-Relative inflation theory
 C:-Foreign exchange parity theory
 D:-Purchasing power parity theory
 Correct Answer:- Option-D

Question69:-Which of the following is not related to the elements of internal environment ?
 A:-Money and capital market
 B:-Marketing capability
 C:-Operational capability
 D:-Personnel capability
 Correct Answer:- Option-A

Question70:-Which is the apex body of various exporters and export promotion organisations in India ?
 A:-Federation of Indian Exporters Organisation
 B:-Trade fair Authority of India
 C:-Export Credit Guarantee Corporation of India
 D:-Directorate General of Commercial Intelligence and Statistics
 Correct Answer:- Option-A

Question71:- The exchange rate fixed on the basis of demand and supply of currencies is called...
 A:-Flexible rate
 B:-Forward rate
 C:-Floating rate
 D:-Multiple rate.
 Correct Answer:- Option-C

Question72:- “BOLT System” in Indian Securities Market is related to
 A:-NSE Stock Exchange
 B:-BSE Stock Exchange
 C:-Over The Counter Exchange of India
 D:-Multi Commodity Stock exchange
 Correct Answer:- Option-B

Question73:- Call money rate is applicable for a very short period to ..
 A:-Inter bank advances
 B:-Bank to Reserve Bank advances
 C:- Reserve Bank to bank advances
 D:-Commercial bank to industrial bank advances
 Correct Answer:- Option-A

Question74:- The ceiling on the amount of insurance cover is ----
 A:-Rs 50,000/-
 B:- Rs 10,000/-
 C:-Rs 10,00,000/-
 D:-Rs 1,00,000/-
 Correct Answer:- Option-D

Question75:- Export Credit Guarantee Corporation of India provides .....
 A:-Guarantee to credit institution
 B:-Credit risk insurance cover to exporters
 C:- Stability to banking system
 D:-None of the above.
 Correct Answer:- Option-B

Question76:- The major player in Indian Money Market is ....
 A:-Cooperative Banks
 B:-Indigenous Banks
 C:-Commercial Banks
 D:-Reserve Bank of India
 Correct Answer:- Option-C

Question77:- Which among the following is not a category of NPA?
 A:-Substandard Assets
 B:-Doubtful Assets
 C:-Loss Assets
 D:-Devaluated Assets
 Correct Answer:- Option-D

Question78:- Who is the chairman of 13th Finance Commission?
 A:-Dr.C.Rangarajan
 B:-Mr.Bimal Jalan
 C:-Dr.Vijay L Kelkar
 D:-None of the above
 Correct Answer:- Option-C

Question79:-Decrease in the value of intangible asset is called----
 A:-depreciation
 B:-depletion
 C:-amortization
 D:-fluctuation
 Correct Answer:- Option-C

Question80:- Under DIR scheme, assistance is provided in the ratio of :
 A:-7%
 B:-3%
 C:- 8%
 D:-4%
 Correct Answer:- Option-D

Question81:- Capital adequacy norm is expressed as a percentage of ...
 A:-Standard assets
 B:-Risk adjusted assets
 C:-Sub standard assets
 D:-Investments.
 Correct Answer:- Option-B

Question82:- Broad money has to be sensitized through ....
 A:- CRR
 B:-SLR
 C:-REPO Rate
 D:-All of the above
 Correct Answer:- Option-D

Question83:- “VSAT” Technology was first followed for online trading by ..
 A:-BSE
 B:-NSE
 C:-OTCEI
 D:-ISE
 Correct Answer:- Option-B

Question84:-  Any complaint should be lodged with the Ombudsman when .......
 A:-There is any deficiency in banking services.
 B:-No reply is received from the bank within two months of the receipt of complaint.
 C:-The complaint is rejected and a period of one year has not been lapsed from the date of rejection.
 D:-(B) & (C ) together.
 Correct Answer:- Option-D

85:-ICA stands for
 A:-International Co-operative Association
 B:-International Co-operative Alliance
 C:-Indian Co-operative Association
 D:-Indian Co-operative Alliance
Ans: B

86:-Schulze Delitzsch Bank is a/an ____________ based bank.
 A:-Rural
 B:-No geographical restriction
 C:-Urban
 D:-International
Ans: C

87:-Societies classified on the basis of liabilities limited and unlimited in
 A:-1904 Act
 B:-1912 Act
 C:-1969 Act
 D:-1984 Act
Ans: B

88:-The supreme authority in the audit wing of the state
 A:-Registrar
 B:-Additional Director (Audit)
 C:-Deputy Registrar
 D:-Asst. Registrar (Audit)
Ans: A

​
89:-An entry entered in the both sides of double column cash book is known as
 A:-Error of Principle
 B:-Double Entry
 C:-Contra Entry
 D:-Verification Entry
Ans: C

90:-Expand NAFED
 A:-National Agricultural Co-operative Marketing Federation
 B:-National Agricultural Federation of Co-operative Marketing
 C:-National Co-operative Fisheries Federation
 D:-None of these
Ans: A

91:-Self-help and solidarity are two important _________ of Co-operation.
 A:-Objectives
 B:-Values
 C:-Principles
 D:-None of these
Ans: B

92:-The statement "Find Raiffeison" contributed by
 A:-F. W. Raiffeisen
 B:-Frederic Nicholson
 C:-Government of Madras
 D:-A. D. Gorwallah
Ans: B

93:-PMJDY is not implemented or practiced through
 A:-District Co-operative Banks
 B:-State Co-operative Banks
 C:-Private Banks
 D:-Primary Service Co-operative Banks
Ans: D

94:-Section 70 of Kerala Co-operative Societies Act 1969 associate with
 A:-Dispute to be decided by the registrar
 B:-Award on dispute
 C:-Surcharge
 D:-Winding up of society
Ans: B

95:-Which Section of Banking Regulation Act, 1949 explains about cash reserve of Co-operative Banks ?
 A:-Section 6(1)
 B:-Section 5(6)
 C:-Section 22
 D:-Section 18
Ans: D

96:-Co-operative Banking is following
 A:-Two Tier Structure
 B:-Three Tier Structure
 C:-Four Tier Structure
 D:-Single Entity
Ans: B

97:-Co-operatives formed by farmers, artisans and small producers
 A:-Farming Society
 B:-Rural Finance Society
 C:-Marketing Societies
 D:-Labour Societies
Ans: C

98:-NCCF is an apex society of
 A:-Marketing Societies
 B:-Farming Societies
 C:-Milk Societies
 D:-Consumer Societies
Ans: D

99:-VAMNICOM is situated at
 A:-New Delhi
 B:-Pune
 C:-Indore
 D:-Hyderabad
Ans: B

100:-Agricultural Development Banks follows ___________ system.
 A:-Three Tier
 B:-One Tier
 C:-Two Tier
 D:-Need Based
Ans: C
​
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